Statutory third-party motor insurance is included on XQ Car vehicles as required under Malaysian law. Comprehensive cover and Collision Damage Waiver (CDW) apply only when shown at booking — read the **excess** disclosed there before you drive off; it is the number that matters in a claim.
What is usually in place
- Statutory third-party liability (as required under Malaysian motor insurance law)
- Comprehensive / CDW options only when shown at booking
- Basic roadside help for mechanical breakdown within Langkawi during business hours (see the rental agreement for callout fees)
Common exclusions (renter remains liable)
Drawn from the current rental agreement themes:
- Drink- or drug-related driving
- Unauthorised drivers
- Tyre, rim, windscreen, and glass damage
- Underbody damage from flooded roads, off-road use, or hard speed bumps
- Interior damage and water ingress from open windows
- Personal belongings left in the car
- Single-vehicle incidents without a police report
You remain liable for the disclosed insurance excess on covered losses, regardless of fault.
Travel credit cards
Some cards reimburse rental excess if you pay the full rental on that card. Bring policy wording — the island counter cannot interpret your bank’s rules for you. Pair this with cheap tips on booking direct and season pricing.
Before pickup
Confirm documents and deposit rules. Airport handover: Door 3 guide. Ferry arrival: Kuah Jetty guide. Choosing rental vs e-hail? Rental vs Grab — insurance depth stays here, not there.
Ready to book? Choose pickup and review excess at checkout on XQ Car only after you understand cover.
Book from RM 70/day · free airport delivery